The work of the Council seeks to prevent and reduce systemic financial risks that may put the economic development under stress.

Press release after 52nd meeting

8 April 2026

Geopolitical tensions and trade policy uncertainty continue to shape the risk outlook for the financial sector. The war in the Middle East and the resulting effects in the form of rising energy prices risk significantly increasing inflation and curbing economic activity. Global uncertainty has led to volatility in financial markets, although risk appetite remains high. Continued high house price increases in the Capital Region reflect strong demand and may indicate that home purchases are made based on expectations of continued price increases. At the same time, credit growth for housing purposes has increased in the municipalities of the Capital Region throughout 2025. The Council assesses that the countercyclical capital buffer in Denmark should be maintained at 2.5 per cent. In the Faroe Islands, cyclical systemic risks have been building up over a prolonged period and are at an elevated level.

Review of the sector-specific systemic risk buffer

7 October 2025

The Council has reviewed the sector-specific systemic risk buffer. The Council finds that there are still systemic risks associated with commercial real estate that are not adequately addressed by other requirements. The Council also finds that the improvement in some cyclical conditions since the original recommendation in October 2023, particularly interest rates, may justify easing the current requirement.

The Council therefore recommends easing the measure by exempting exposures secured by real estate in the 0 to 30 per cent LTV range, while maintaining the buffer rate at 7 per cent. The exemption of exposures in the 0 to 30 per cent LTV range means that the most secure part of the exposures will be exempted.

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